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Net Take-Home Salary Calculator (After Tax + Social Security)

Want to know what actually lands in your bank account after Social Security and income tax? This calculator estimates it in seconds. Enter your gross monthly salary and it works out your Social Security contribution (Section 33: 5%, capped at ฿750/month) and your personal income tax using Thailand’s progressive brackets, then shows your net monthly pay alongside a clear annual tax breakdown. Add any extra yearly allowances — life insurance, funds or mortgage interest — for a closer figure. Everything is calculated in your browser and nothing is uploaded.

฿

Gross salary before tax and Social Security (THB / month).

฿

Other yearly deductions such as life/health insurance, SSF/RMF funds, mortgage interest, children or parents (THB / year). Leave blank if none.

Your net salary will appear here

Enter your monthly salary to see your real take-home pay after tax and Social Security.

How to use

  1. Enter your gross monthly salary (before deductions) in the salary field.
  2. If you have extra yearly allowances such as life insurance, SSF/RMF or mortgage interest, enter the annual total.
  3. Read the summary cards: gross pay, Social Security, monthly tax and real net pay.
  4. Check the annual breakdown table to understand your taxable base and effective rate.
  5. Copy the result to save or share it instantly.

Features

  • Social Security (Section 33) at 5% with the 15,000 wage cap (max ฿750/month)
  • Personal income tax using the 2024/2025 progressive brackets
  • Applies the standard 50% expense (max 100,000) and 60,000 personal allowance automatically
  • Add extra annual allowances for a more accurate take-home figure
  • Detailed annual breakdown table with your effective tax rate
  • 100% in-browser — your salary data never leaves your device

Frequently asked questions

How is Social Security calculated here?
Social Security under Section 33 is 5% of your salary, based on a wage ceiling of 15,000 baht. The maximum contribution is therefore 750 baht per month (9,000 baht per year). Below the ceiling it is simply 5% of your actual salary.
How is the income tax worked out?
The tool multiplies your salary by 12 for annual income, deducts the standard 50% expense (max 100,000), the 60,000 personal allowance, your Social Security and any extra allowances you enter, then applies the progressive 0–35% brackets and divides the tax by 12 for a monthly figure.
Why might this differ from what my employer withholds?
Employers estimate your full-year income including bonuses and use the allowances you have declared to them. This tool uses only standard deductions, so it is an estimate — your actual tax depends on your personal allowances and circumstances.
What should I include in extra allowances?
Enter the annual total of other deductions you qualify for: life or health insurance premiums, SSF/RMF or provident fund contributions, mortgage interest, child or parent allowances and donations. This brings the estimate closer to reality.
Does the result include bonuses or other income?
No. It is based on your regular salary only. If you receive a bonus, commission or other income, your actual annual tax will be higher, so factor those in separately or check with the Revenue Department.
Is my salary data safe?
Yes. All calculations run entirely in your browser. Your salary and any figures you enter are never sent to a server or stored anywhere.